Frequently Asked Questions

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We are based in Texas but we can help homeowners Nationwide.

Foreclosure Guidance has been in the real estate industry for 18+  years and has helped thousands of homeowners avoid foreclosure.  Stephanie's expertise is in short sales and even wrote the book on it in 2020 called How to Master Short Sales.  Most short sales involve getting foreclosures stopped so she is an expert in getting those stopped so homeowners can proceed with the options to save their home.  She will guide you through the best options for you and your family whether its keeping your home or selling it.   Her experience in this industry and dealing with the major lenders is second to none. 

Our services are free!  Most people ask, how do you make money though? Well, we believe that karma will come back full circle whether it be now or in the future with us.

Yes we can. This will depend on a couple factors but we have stopped foreclosures within 30 minutes of the actual sale.

If you owe more on the home than its worth and you need to sell it then a short sale is your best option.  Most people don't have thousands of laying around to pay off the difference. 

A short sale is when you owe more on the home than its worth so we have to go to your lender and ask them to drop down the amount that you owe.  Its like a "short" payoff to your lender.  You will not owe anything nor will you pay anything for the short sale. The lender will settle your debt and release you from the difference of the amount owed. A short sale can take anywhere from 3-4 months.   Its much better on your credit than a foreclosure.   You can stay in the home during the short sale process. Stephanie is an expert in short sales and some would say the best short sale negotiator out there.  She even wrote a best selling book (How to Master Short Sales) to help others learn how to negotiate short sales so that all homeowners have a fighting chance to save their home from foreclosure.  

Its very expensive to the lender to foreclose on a property.  A short sale allows the lender to sell the property before the foreclosure process takes place.  If the lender foreclosed they would end up selling the property anyways and it would be more expensive to them in the long run.